Archive for the ‘Finance’ Category

Changes to credit reporting and how they affect you

This month, we saw important changes come into effect that could impact your ability to take out a home loan – or make it easier, depending on your credit history. In this article, we explain the new credit reporting changes […]

Changes to negative gearing tax deductions

Last year, important changes to tax deductions for property investors were announced. For some investors, the changes may have a significant impact on the annual deductions you can claim on your rental properties. As your mortgage broker, we like to […]

Which option is right for you – to rent or buy?

To rent or buy? For some, renting makes good financial sense. For others, it’s just money down the drain. For you it may be a question of short-term convenience versus long-term financial growth, which can make it a difficult decision […]

When is the right time to refinance an investment property?

Loan refinancing is a strategy used by property investors to access funds – usually to grow or improve the value of their property portfolio. The right time to do it largely depends on your strategy, plans and equity. In this […]

What is co-housing, and could it work for you?

Co-housing is a way of living that offers many benefits, especially for seniors. If the concept is unfamiliar, you may be conjuring up images of a 1970s hippy commune, but rest assured you won’t have to wear tie dye t-shirts […]

Can a boarder help you pay your mortgage?

Are you thinking about buying a home and wondering how you’ll cover the mortgage repayments and still have a life? Remember Cousin Jimmy mentioning he was looking for a new pad? Sure, he’s a little ‘unusual’ with his back-scratcher collection […]

A Step-by-Step Guide to Investing in Property

When done right, investing in property can help you to build long-term wealth, and who doesn’t like the idea of an additional income stream? (Imagine what you could do with that!) The really great thing about property investing is that […]

Neat ideas for renovating a small home

Last year, the Federal Government introduced down-sizing incentives aimed at the baby-boomer set. Add this to rising capital city property prices that give just about everyone an incentive to cash-in on their big home, and it’s not surprising that more […]

Property Investment Jargon Explained

Are you new to the world of property investing? Does the jargon leave you feeling confused? Well, fear not, investor-to-be! We’ve put together a comprehensive list explaining the most difficult terminology. By the end of this article, you’ll sound just […]

Office Buildings – Are they a good investment?

Residential property investment has long been popular among Australians, but far fewer venture into commercial property – like office buildings. While residential real estate may be more familiar, there are many benefits of commercial property investment, which is why it’s […]

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